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The process chain of the Collective Impairment Workbench is designed in different steps. Each step has a clearly defined input/output interface. The modular approach provides various modules for each step. Depending on the data and scope available, a financial institution can select the appropriate module for each step, comprising a large number of predefined models. Among other things, these models are geared to the needs of the business types (e.g. loans, commitments, guarantees).


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Diagram: Excerpt of components and models available for different process steps calculating probability-weighted expected credit losses

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