...
The calculation of the amount of the lump sum specific provision takes statistical methods into account. These methods are applied to the historical performance data for the segment. The output is a loss rate that is applied to the total exposure for the individual deal.
(For details on supported approaches for non-significant deals with or without consideration of collateral, please read more in the manual: Impairment IFRS9 stage 3, Calculation of Lump Sum Specific provisioning.)