...
- Remaining term divided into any maturity band ((e.g. < 1 year; 1-5 years, > 5 years)
- Companies or private individuals
- Sectors for corporate loans
- Type of loan (standard, acceptance credit or mortgage)
The same data marts can also be used for the reports based on AnaCredit (= Analytical Credit Datasets) which are called for by the national supervisory authorities and reported to the ECB (= European Central Bank). For this purpose, the data marts comprise more information, particularly for corporate loans. Some examples are given below:
- Information on counterparties
- Size
- Number of employees
- Counterparty’s balance sheet total
- Detailed information on individual loans
- Interest rate
- Collateral
- Outstanding payments
- Information on group structures or consortia
- Associated liabilities
- Information on deals in default
- Probability of default
- Default status
- Liquidised collateral
...
Below is an example of some customer information based on these data marts:
Für
solche in FlexFinance definierte Reports stehen außerdem folgende Standardfunktionen zur VerfügungThe following standard functions are also available for reports defined in FlexFinance:
- extensive drilldown possibilities
- possibility to compare the report for different posting daysdates
- manual editing combined with consistency check