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In the context of life cycle management for existing customers, situations may arise when changes or adjustments |
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of borrowers are necessary. Sometimes |
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, additional borrowers might need to be added if the credit |
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ratings of the |
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primary borrowers deteriorate or if primary borrowers default. Hence, in restoration or restructuring processes, adjustments can be made to a loan in order to |
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maintain the capacity to |
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meet principal payments. In |
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these cases, detailed customer information is provided from the partner data system. |
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In addition to customer and personal data, this may include |
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information on economic conditions already provided |
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Excerpt of borrower information:
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Names
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Customer number
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Customer type
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Legal form
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Advisor/branch
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Legal capacity
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Sector diagram
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Main address
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Other postal addresses
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Telephone numbers
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E-mail addresses
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Marital status
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Children
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Place/date of birth
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Nationality
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Housing status
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Income
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Other income
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Rent/additional charges
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Maintenance obligations
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Funding rate
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Other expenses
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Employment type
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Employer
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Time limit
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Identity document
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Validity information
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Authorities
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previously. |