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Deals, for which a forbearance measure was performed, are referred to as forborne exposure. For more functional information please refer to section Forborne Exposures.

The following business transactions can be part of a forbearance measure for loans:

• Add payment holiday
• Add deferral
• Set dunning stop
• Loan term extension
• Change annuity amount
• Change interest rate

The following business transactions can be part of a forbearance measure for current accounts:

• Add repayment agreement
• Change repayment agreement
• Add payment term extension
• Interest rate reduction (documentation only)
• Interest waiver (documentation only)
• Set dunning stop

For each forbearance measure, the following two criteria are automatically checked:

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For more details on the profitability or the significance of forbearance measures, please refer to subsections Profitability of a forbearance measure or Significance of a forbearance measure, correspondingly.