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Different sectors play different parts roles in the processing of problem loans. The individual sectors (workout units) are usually assigned specific tasks, which often require specialist knowledge at the employee and management level for effective and efficient processing.

The individual processes and procedures in the processing of problem loans loan management are usually designed differently in depending on the banksrespective bank. These customer-specific requirements are defined and stored in the software using a "business “business process model" model” and can be adapted to new requirements at any time. 

The following is figure below shows an example of a procedure that can be used in problem loan processing.

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